what to do if you know you wont make rent
Hither are some dos and don'ts of paying rent late—including how to negotiate a partial or delayed rent payment.
Rare is the tenant who's never had a trouble paying rent on time or in full. If y'all are a conscientious and honest tenant who is temporarily short on funds, most landlords won't adios you lot for paying hire a little late one month. To avert problems, follow this communication.
Try to Negotiate a Partial or Delayed Hire Payment
You lot're more likely to exist successful (and avoid an eviction lawsuit) by being up front end with your landlord about your state of affairs, and asking for an extension. A landlord who considers you a good tenant won't want to lose you lot, since it'southward often difficult and expensive to evict you, and then find and move in skilful tenants. This means you tin probably get the landlord to accept a portion of the hire at present—maybe even a small portion—and the residuum subsequently. Here are some basic steps to take:
- Ask your landlord in writing (as far in accelerate as possible) for a few extra days.
- Explain your difficulties and emphasize (if you can) that they are only temporary.
- Offer (if at all possible) to pay at least some of the rent on time.
- Requite your landlord written balls of your plan to pay the total rent by a certain appointment, such as the 15th of the month—and make certain you keep your promise.
- Explicate that the problem won't happen again and that y'all'll pay your rent on fourth dimension in the future.
- Exist prepared to pay a late fee if the landlord has a tardily fee policy. Or, if you think your landlord will exist responsive and your late rent is a rare occurrence, ask your landlord to waive whatever belatedly fee.
Don't Ignore the Problem and Hope It Will Get Away
It'southward probable that your landlord is counting on your timely bank check to cover the mortgage payment on the rental. Because the bank won't forgive your landlord'south tardiness, your landlord can't beget to ignore yours. And it's equally naive to recall that you tin ignore the landlord's phone calls or emails.
Never Send a Check You Know Volition Bounce
Nothing infuriates a landlord more than dealing with a sneaky tenant who consistently bounces rent checks. Stirring upward your landlord'south ire isn't the only consequence of a bad check: Continue in listen that sending a worthless check (or i that's non signed) is like sending no rent at all. If your landlord has a late fee policy, information technology will kick in regardless of your bounced check; and, a bounced cheque is grounds to finish your tenancy.
Like any other business organisation, your landlord has the legal right to charge you if your rent check bounces. The charge must be reasonable—such as the amount the bank charges for a returned cheque, probably $20 to $50 per returned item, plus a few dollars for the landlord'due south problem.
Your landlord should tell you in advance—in the lease or rental agreement, orally, or past means of an obvious sign in the rental office where you bring your monthly check—that a bounced bank check fee will be imposed.
A landlord who considers y'all a good tenant won't desire to lose you, since might exist difficult and expensive to evict you, interview potential replacements, and get new tenants moved in. This means you can probably become the landlord to accept a portion of the hire now—maybe fifty-fifty a small portion—and the rest after.
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Source: https://www.nolo.com/legal-encyclopedia/free-books/renters-rights-book/chapter3-5.html
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